:root{
  --blue:#0b4a8f; --blue-2:#1266c4; --blue-ink:#08263f; --blue-soft:#eef5fc;
  --green:#0f8a5f; --green-soft:#e9f7f0;
  --ink:#14202b; --muted:#5a6b7b; --line:#dfe7ef; --white:#fff;
  --radius:14px; --shadow:0 18px 40px -24px rgba(8,38,63,.45);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Inter","Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--blue-2);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}

/* header */
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;height:72px}
.logo{display:flex;flex-direction:column;align-items:flex-start;line-height:1;font-weight:800;letter-spacing:-.03em;font-size:21px;color:var(--blue)}
.logo:hover{text-decoration:none}
.logo svg{display:block}
.logo .g{color:var(--green)}
.logo .lock{display:flex;align-items:center}
.logo .wm{font-weight:800;letter-spacing:-.03em;color:var(--blue);font-size:21px;line-height:1}
.logo .pulse{width:34px;height:12px;margin:0 2px;flex:none;fill:none;stroke:var(--green);stroke-width:4.2;stroke-linejoin:round;stroke-linecap:round}
.logo .tag{font-size:7.5px;letter-spacing:.22em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-top:4px}
@media(max-width:640px){.logo .tag{display:none}}
.nav nav{display:flex;gap:26px;font-size:14.5px;font-weight:500}
.nav nav a{color:#2b3a48}
.nav nav a:hover{color:var(--blue);text-decoration:none}
.btn{display:inline-flex;align-items:center;gap:8px;padding:11px 20px;border-radius:999px;font-weight:600;font-size:14.5px;border:1px solid transparent;transition:.15s}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:#0a3f7a}
.btn-ghost{border-color:#c8d6e4;color:var(--blue-ink);background:#fff}
.btn-ghost:hover{border-color:var(--blue)}
.btn-green{background:var(--green);color:#fff}
.btn-green:hover{background:#0c7350}
@media(max-width:860px){.nav nav{display:none}}

/* hero */
.hero{position:relative;overflow:hidden;background:
  radial-gradient(1100px 480px at 78% -10%, #dcebfa 0%, transparent 60%),
  radial-gradient(700px 400px at 10% 110%, #e6f6ee 0%, transparent 60%),
  linear-gradient(180deg,#fbfdff,#f4f8fc)}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center;padding-top:76px;padding-bottom:76px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--green);background:var(--green-soft);padding:6px 12px;border-radius:999px}
.hero h1{font-size:clamp(34px,4.4vw,54px);line-height:1.08;letter-spacing:-.03em;margin:18px 0 16px;color:var(--blue-ink);font-weight:800}
.hero h1 em{font-style:normal;color:var(--blue-2)}
.hero p.lead{font-size:18px;color:var(--muted);max-width:52ch;margin:0 0 28px}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap}
.hero-facts{display:flex;gap:26px;margin-top:34px;flex-wrap:wrap;font-size:14px;color:#3c4d5d}
.hero-facts span{display:flex;align-items:center;gap:8px}
.dot{width:8px;height:8px;border-radius:50%;background:var(--green);flex:none}
.card-visual{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;box-shadow:var(--shadow)}
.card-visual h3{margin:0 0 4px;font-size:15px;color:var(--blue-ink)}
.card-visual p{margin:0 0 16px;font-size:13px;color:var(--muted)}
.mini{display:flex;justify-content:space-between;align-items:center;padding:12px 14px;border:1px solid var(--line);border-radius:10px;margin-bottom:8px;font-size:14px;background:#fbfdff}
.mini b{color:var(--blue-ink);font-weight:600}
.pill{font-size:11.5px;font-weight:700;padding:3px 9px;border-radius:999px;background:var(--green-soft);color:var(--green)}
.pill.blue{background:#e8f1fc;color:var(--blue-2)}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr;gap:36px;padding-top:48px;padding-bottom:48px}}

/* sections */
section{padding:84px 0}
.sec-head{max-width:640px;margin-bottom:40px}
.sec-head h2{font-size:clamp(26px,3vw,36px);letter-spacing:-.02em;margin:10px 0 12px;color:var(--blue-ink)}
.sec-head p{color:var(--muted);margin:0;font-size:16.5px}
.alt{background:#f7fafd;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
@media(max-width:900px){.grid3,.grid2{grid-template-columns:1fr}}
.tile{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.tile .ico{width:42px;height:42px;border-radius:11px;background:var(--blue-soft);display:flex;align-items:center;justify-content:center;color:var(--blue);margin-bottom:16px}
.tile h3{margin:0 0 8px;font-size:18px;color:var(--blue-ink)}
.tile p{margin:0;color:var(--muted);font-size:15px}
.list{list-style:none;padding:0;margin:0}
.list li{position:relative;padding-left:28px;margin-bottom:12px;color:#36475a;font-size:15.5px}
.list li::before{content:"";position:absolute;left:0;top:7px;width:16px;height:16px;border-radius:50%;background:var(--green-soft)}
.list li::after{content:"";position:absolute;left:5px;top:11px;width:6px;height:3px;border-left:2px solid var(--green);border-bottom:2px solid var(--green);transform:rotate(-45deg)}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
@media(max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.steps{grid-template-columns:1fr}}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.step::before{counter-increment:s;content:counter(s);display:inline-flex;width:30px;height:30px;align-items:center;justify-content:center;border-radius:50%;background:var(--blue);color:#fff;font-weight:700;font-size:14px;margin-bottom:12px}
.step h4{margin:0 0 6px;font-size:15.5px;color:var(--blue-ink)}
.step p{margin:0;font-size:14px;color:var(--muted)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:26px}
@media(max-width:900px){.split{grid-template-columns:1fr}}
.panel{border-radius:18px;padding:32px;border:1px solid var(--line);background:#fff}
.panel.blue{background:linear-gradient(160deg,#0b4a8f,#1266c4);color:#fff;border:none}
.panel.blue h3,.panel.blue p,.panel.blue li{color:#fff}
.panel.blue .list li::before{background:rgba(255,255,255,.18)}
.panel.blue .list li::after{border-color:#8ff0c6}
.panel h3{margin:0 0 10px;font-size:22px;color:var(--blue-ink)}
.panel p{margin:0 0 18px;color:var(--muted);font-size:15.5px}
.panel.blue .btn{background:#fff;color:var(--blue)}

/* contact */
.contact{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
@media(max-width:900px){.contact{grid-template-columns:1fr}}
form{display:grid;gap:14px}
label{font-size:13px;font-weight:600;color:#3a4b5c;display:block;margin-bottom:6px}
input,textarea,select{width:100%;padding:11px 13px;border:1px solid #cfdae6;border-radius:9px;font:inherit;font-size:15px;background:#fff;color:var(--ink)}
input:focus,textarea:focus,select:focus{outline:2px solid #b9d6f5;border-color:var(--blue-2)}
textarea{min-height:120px;resize:vertical}
.contact-info{background:#f7fafd;border:1px solid var(--line);border-radius:18px;padding:28px}
.contact-info h3{margin:0 0 14px;font-size:18px;color:var(--blue-ink)}
.contact-info p{margin:0 0 10px;font-size:15px;color:#3a4b5c}
.contact-info a{font-weight:600}
.note{font-size:12.5px;color:var(--muted)}

footer{background:var(--blue-ink);color:#c7d7e6;padding:44px 0 30px;font-size:14px}
footer a{color:#dbe9f6}
.foot{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;align-items:flex-start}
.foot .brand{font-weight:800;color:#fff;font-size:17px;letter-spacing:-.02em}
.foot .brand .g{color:#5fd6a4}
.foot .brand .wm{color:#fff;font-size:17px}
.foot .brand .pulse{stroke:#5fd6a4;width:28px;height:10px}
.foot nav{display:flex;gap:20px;flex-wrap:wrap}
.copy{margin-top:26px;padding-top:18px;border-top:1px solid rgba(255,255,255,.14);font-size:12.5px;color:#93a9bd;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}

/* legal pages */
.legal{padding:64px 0 90px;max-width:820px}
.legal h1{font-size:32px;letter-spacing:-.02em;color:var(--blue-ink);margin:0 0 8px}
.legal h2{font-size:19px;margin:34px 0 8px;color:var(--blue-ink)}
.legal p,.legal li{color:#3a4b5c;font-size:15.5px}
.legal .ph{background:#fff7e0;border-bottom:1px dashed #d9a400;padding:0 3px}

/* about */
.about{display:grid;grid-template-columns:280px 1fr;gap:44px;align-items:start}
@media(max-width:800px){.about{grid-template-columns:1fr;gap:24px}}
.about-photo{position:relative;border-radius:18px;overflow:hidden;background:linear-gradient(160deg,#dbe9f7,#eef6f1);aspect-ratio:4/5;display:flex;align-items:center;justify-content:center;border:1px solid var(--line)}
.about-photo img{width:100%;height:100%;object-fit:cover;display:block}
.about-photo .avatar{display:none;position:absolute;font-size:44px;font-weight:800;color:#fff;background:var(--blue);width:104px;height:104px;border-radius:50%;align-items:center;justify-content:center;letter-spacing:.02em}
.about-photo.noimg .avatar{display:flex}
.about-photo.noimg{background:radial-gradient(circle at 30% 20%,#cfe3f7,#e9f5ee)}
.about h2{margin:8px 0 2px;font-size:32px;letter-spacing:-.02em;color:var(--blue-ink)}
.about-role{color:var(--green);font-weight:600;margin:0 0 16px}
.about p{color:#3a4b5c;font-size:16px;max-width:60ch}

/* faq */
.faq{display:grid;gap:10px;max-width:860px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px}
.faq summary{cursor:pointer;font-weight:600;color:var(--blue-ink);font-size:16px;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--blue-2);font-weight:700;font-size:20px;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:12px 0 0;color:#3a4b5c;font-size:15px}